Investment Opportunity: Digital Asset-to-Local Currency Settlement Infrastructure

Building Faster, Simpler Digital Asset Settlement for Emerging Markets

Sector: Fintech / Digital Assets / Payments Infrastructure
Primary Market: Nigeria / Africa
Stage: Pre-Seed
Round: US$250,000
Investment Type: Pre-Seed Equity / Investment Round

The Opportunity

A technology-driven financial infrastructure platform is simplifying the conversion of supported digital assets into local currency bank payouts, beginning with Nigeria.

The platform is designed to remove the complexity associated with traditional P2P settlement and fragmented exchange workflows by managing the transaction journey from digital asset confirmation through conversion, liquidity management and bank payout coordination.

Traction

The business has demonstrated significant early operating activity:

• ₦585.87M+ total settlement volume
• US$425,917+ equivalent settlement volume
• 5,165 successful payouts
• 729 unique customers
• 97.9% of settlement volume generated by repeat customers
• 93.5% of payouts from repeat customers
• ₦242.69M+ settlement volume in the last 30 days
• ₦8.09M average daily settlement volume
• 85.6 average daily successful payouts

These figures are based on successful payout records through 14 August 2026, with failed transactions excluded.

Strong Recent Momentum

Settlement volume increased substantially as the platform scaled.

Monthly settlement volume grew from ₦22.5M in February to ₦217.5M in July 2026.

During the first 14 days of August:

• ₦106.43M settlement volume
• 1,230 successful payouts
• 35.5% settlement-volume growth versus the same period in July
• 17.6% growth in successful payouts
• 36.8% growth in active customers

The platform’s last-30-day settlement volume reached ₦242.69M, averaging approximately ₦8.09M per day.

Customer Retention Signal

A particularly notable indicator is the level of repeat usage.

97.9% of settlement volume comes from repeat customers, while 93.5% of payouts are generated by repeat customers.

This indicates that customers are not simply testing the service once; a substantial portion of transaction activity is recurring.

Revenue Model

The platform generates revenue through the spread on each digital asset settlement.

For the operating overview, gross revenue is estimated using a benchmark of ₦15 per USD settled.

Based on this benchmark:

• Estimated gross revenue to date: ₦6.39M
• July estimated gross revenue: ₦2.36M
• August MTD estimated gross revenue: ₦1.15M

Revenue is directly linked to settlement volume, while deeper liquidity and increased automation are expected to improve operating efficiency.

Investment Round

Raising: US$250,000 Pre-Seed

The capital will support the next stage of infrastructure development and market expansion.

Use of Investment

Liquidity Infrastructure
Deepen settlement liquidity to support increasing transaction volumes and payout reliability.

Automation
Further automate conversion, treasury and bank payout infrastructure.

Compliance & Controls
Strengthen compliance, transaction monitoring and operational controls.

Market Expansion
Expand distribution and prepare the infrastructure for additional emerging markets.

Why This Opportunity

The business is positioned at the intersection of digital assets, fintech infrastructure, local-currency settlement and emerging-market payments.

Rather than operating solely as a consumer-facing exchange, the platform is building infrastructure around the settlement journey — connecting digital assets, conversion, liquidity and local bank payouts.

The initial operating data demonstrates:

₦585M+ settlement volume
5,165 successful payouts
729 customers
97.9% repeat-volume contribution
₦242M+ last-30-day volume
US$250K capital raise

Investment Thesis

The opportunity is to back an early-stage settlement infrastructure company that has already demonstrated meaningful transaction volume and repeat customer activity, while raising capital to strengthen its infrastructure, liquidity, compliance and distribution.

The initial market is Nigeria, with the stated ambition to prepare the infrastructure for additional emerging markets.

Investment Enquiries

For investment enquiries, investor discussions, or strategic partnership opportunities:

Email: investments@ytcventures.com
Call / WhatsApp: +91-9380376419

YTC Ventures — Connecting investors with high-potential growth opportunities.

Investment information is based on company-provided materials and should be independently verified through investor due diligence. This listing does not constitute investment advice or an offer to sell securities.